Credit Card Processing:
Visa, Mastercard, Discover, American Express, JCB, Dinners Club, Checks, etc. Take advantage of our low and high risk domestic solutions.
Credit Card Processing Equipment Machines:
We offer credit card processing terminals and leasing programs for qualifying merchants. Merchant can lease the equipment for a monthly fee (usually $29-$45 / month) up to 48 months. We also offer Free Equipment Program on the Nurit 2085, FD-50, and Ingenico i5100 for merchants who qualify.
ACH/Check Processing:
We offer domestic and international ACH Merchant Account with daily payouts. The check draft is half the cost of a credit card transaction. And, NO Reserve. Check transactions are transmitted in real time over an IP based solution, over the web or over the phone. Our software allows us to protect the merchant against all NSFs fees, as well as and all charge backs due to delinquent and over drafts. This translate into little or no additional fees, collections or charge back fees associated with the account. Submit via Batch, XML Web Service API or Virtual Terminal. Currently, we are the only company offering both domestic and international ACH merchant accounts for low and high risk businesses.
iPhone, Blackberry, and Android:
Now you can use your iPhone or Blackberry device to process payments from anywhere you can receive signal. You use a Virtual Terminal that you can customize to have complete control of all transaction fields. The transaction fields can be set to show or hide fields depending on your type of business: For example, you can customize it to show the tax amount, invoice number, etc. The Virtual Terminal support group capture of previously authorized transaction allowing daily sales / AR function to be completed fast and easy.
Gift Card/ Loyalty Programs:
We provide the whole gift card / customer loyalty program for any merchant interested.
Offshore Merchant Account/ International Merchant Services:
Please contact us if you are interested in our offshore solution usually utilized by businesses that are high risk.
Password Management:
The Password Manager is a manager of customer accounts for website services.
API Integration:
API works with all platforms and ecommerce softwares for online transactions
VIRTUAL TERMINAL
The Virtual Terminal allows merchant to manually process a debit or credit by entering the payment information. Virtual Terminal is mostly used by companies involved with mail order and phone.
RECURRING BILLER
This enables a merchant to set up an automated debit either weekly, monthly, etc.
BATCH SUBMISSION
This tool available to our merchants who want to upload multiple transactions
WEB SERVICES SOLUTION
Our web Services system allows a merchant to send transactions in real time over the internet
REPRESENTMENT & COLLECTION SYSTEM
The Re-Presentment & Collection System automatically receives returned items and automatically resubmits them at on certain intervals in an attempt to successfully clear the items through the Payer’s account. If the item cannot be collected via resubmission, the item is moved to collection wherein the payer is contacted and collection efforts employed on the merchant’s behalf. The merchant can log on to a web interface to see the status of any outstanding uncollected items.
CLIENT CONSULTING
We have payment professional available to consult with the merchant and work collaboratively with their management, finance or IT teams to devise an ideal payment solution. Optional Services available to the merchant at an additional cost:
SSL PAYMENT GATEWAY
The Payment Gateway is a PCI/ CISP-SDP certified internet payment gateway which has active integrations with popular web shopping carts and can also process all major credit card transactions in concert with ACH items. The gateway also offers a wide set of tools to include recurring billing, batch file submission and more.
PAYMENT & PAYER VERIFICATION
Payment and Payer Verification offers the merchant the ability to instantly determine whether the transaction is likely to be successful or fail due to the condition and integrity of the Payer’s bank account or payment history. This solution utilizes the databases of the national and regional ATM Networks to determine whether the payer’s checking account exists, is open and has current available balance.
Customer Service:
Customer Service is available to all of our customers 24/7.
Custom Integration:
Menexis will help you install the necessary billing software into your site.
Risk Management
We query our internal database of fraudulent account information the merchant has the most complete check verification system available today.
Our System instantly establishes a direct connection to the payer’s financial institution in order to determine the condition of the account. It can verify a variety of factors relative to the validity of the payment and its probability for success; the account is in the name of the payer and the account number provided is valid and correct, the account has available funds, is not closed nor overdrawn and has no NSF checks outstanding, is a demand account qualified to accept an ACH debit, has no recent stop payment order issued against it and more.
Out System queries the nation’s largest database of checking account activity consisting of over 22 million negative records and over 138 million positive records. The database indicates if the account has one or more outstanding NSF or unpaid items posted against it, whether that account has a positive or negative check writing history and whether a check has been presented more than once which is normally and indicator of attempted fraud.
Our System is designed to verify the identity of the payer and therein protect businesses against fraud, money laundering and insure compliance with the US Patriot Act.
Our System instantly and simultaneously queries the highest quality data bases available today to include the Social Security Administration, Regional Telephone Companies, Credit Bureaus and other sources and in seconds serves up a set of simple questions the answers to which only the payer will know. The correct answers provided validate the individual’s identity and prompt them to continue with the transaction.
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