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Electronic Check Processing Merchant Account

 
telephone processing high risk merchant recurring billing

 

Menexis provides Electronic Check Processing solutions to small businesses, banks and organizations. It does not matter if you are just starting a business and you have a need to process checks electronically. Our online check processing merchant account eliminates dealings with physical paper and thus this is more of the environmentally friendly payment method. Recent data suggest that there are about 420 million checks that are processed every business day and the amount of paper that it takes to do this is staggering.

We offer a Virtual Terminal for companies to process via the ACH Network (Automated Clearing House). All of this is done online; there is no software application for you to download to get started. Once you get approved, we send you user name and password to log onto a secure site to start processing. Even if you get a paper check, you can use the account details written on it and convert it electronically. This is the fastest and lease expensive way to process checks.

With online check processing you have the ability to process direct deposit for payroll, as well as the normal debit and credit of customers’ checking and savings accounts. For ecommerce businesses, we provide API integration documentation so you can integration you website to allow your users to key in their own banking info to process them. We have programmers available to help in the setup and integration which supports all platforms. The benefit of utilizing our services is that we can collection returned checks due to insufficient funds in the person’s bank account.

If you would like to save time and lower your cost, and improve customer retention or to gain new customers, then let us help you with our solution. Even if you are involved with a high risk products or services, we can get you setup and processing.

We support batch files or single file submission to process the transaction. This is great for high volume merchants and other businesses who want to process ACH payments by uploading a single file to the server. Our products have an all-inclusive reporting and online payment history for you to analyze, import and export data using several filed formats. We have a check verification tool for merchants to use to minimize NSF.

 


 



 

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