If you are having a hard time finding a good merchant solution for a business, you have come to the right place. We have a 98% approval rate. Please submit your application or contact us now to get started today. We can answer any question you may have regarding our services.
NOTE: Please inquire for rate quote because the rates and fees listed on our site is for low risk merchants.
If your products or services is classified in the high risk category you will have a difficult time finding a credit card processor or ACH processor to approve you. There are many merchants in this category that we have successfully place with a bank in the US. If we absolutely cannot place you with a US based merchant solution, we will utilize our offshore banking merchant services to place you. Our domestic solution is stable and the bank/processor will not close down your account due to high volume or risk.
We have successfully placed companies with our US based and international merchant services for : outbound telemarketing companies, replica products and replica merchandise, adult content or pornographic content, payment aggregators, online pharmacy companies, medical discount plans, travel vouchers, Chat line and escort services, tobacco/cigarette products and much more.
For the most part the risk of fraud can be limited if the merchant does verification. The account are usually applied for by a business owner. Most business owners already know how important it is to accept credit cards. The merchant must open an account and a secure processing gateway to transmit information to the bank to debit a customer's card. Most companies will provide detailed rates and fees. For conventional face-to-face business you will also need a POS or a terminal, web site and hosting service, and secure server with SSL certification and a shopping cart. The banks that we work with is a rather large financial institution that is PCI compliant.
We utilize a third party payment gateway to process offshore/international merchant accounts for small businesses of all type. Our credit card payment gateway comes with the latest in the payment technology field. The rate are extremely low compared to most of our competitors who charge an arm and a leg to get you processing. The rates are obviously determined by the type of business you are operation and if you have previous processing history, the lower the rate will be. I would say pharmacy merchant accounts have a higher rate than and adult credit card processing. We offer weekly payout in the form of a direct deposit into a bank account you specify on your application.
We also specialize in providing high risk merchant services to companies that offer loan modifications, collections and vitamin and herbal product. If you have been Terminated in the past (TMF) due to high charge backs/refunds we have a solution for you, even in cases where the merchant has bad credit score or history. We are a merchant services provider for merchants in Canada and internationally.
ACH Processing
High Risk Merchant Account |
