If you are a savvy business owner, you want the best rates that are available. Menexis offers just that: the lowest merchant rates in the industry for retail stores, restaurants and online ecommerce shops. By accepting credit cards you are increase sales for you business. We provide small business merchant account to companies by eliminating fees and terms that are unnecessary. We don’t charge any setup fees or application fees, furthermore if you compare our rate quote with others, you will see that we have done away with fees that are simply bogus and merchant service providers charge these fees to merchants when they don’t have to in order to make the most money possible. We want companies to focus on their day to day operations without having to worry about others things associated with processing credit cards.
If you are a startup company, there are certainly other things on your mind such as leasing a commercial retail space to conduct business out of. If you are operating in a retail environment, you will need a credit card swipe machine. We will help you ever step along the way to provide consultation and help you choose the correct equipment for your need. If you are operating an ecommerce store, then you will need the right software and application for operations to run smoothly. We can also recommend the best platform for you to utilize such as a shopping cart, hosting company, payment gateway and backend content management system and accounting software. For smaller home businesses, we can recommend more cost effecting solutions to save money to establish and maintain a merchant account. It does not have to be expensive for people have run a business and take payments online.
Many companies venture into opening an account by going directly to their bank or financial institution. What they don’t realize is that the banks will certainly charge you more on the discount rate and per transaction fee if you go directly to them as they are not setup as a merchant service provider and it actually cost them more money to operation in this industry. Additionally, they are stricter on the type of accounts they will approve and rarely will they approve someone with a challenged credit score or history.
Now when you go through a merchant service provider such as Menexis or others, you get the lowest rates possible and often time can negotiate a better rate. Credit requirement is less strict and more flexible so you don’t need to have the best credit in the world to get an approval.
For higher risk merchants that are having a hard time finding a solution, we can place them with a third party provider who will approve the account and take on the risk. Due to this, the rates and fees are a bit higher. But the great thing is you are operating and accepting credit cards is a convenience for your customers, thus resulting in more sales and better growth.
All of the major credit issuers are accepted: MasterCard, Discover, Visa and American Express often referred to as Amex. Besides credit cards, there are other forms of payments such as checks (check guarantee programs) EBT, and gift cards/customers loyalty programs that merchants can use to increase their sales.
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